Navigating your aged care options
No-one likes to talk about getting old. But at what age should you start thinking about your aged care needs? The answer is simple – any age is a good time.
Three key mistakes we see people make when they don’t get the right advice:
- Selling the home without understanding the implications
- Being afraid to pay a lump sum (refundable accommodation deposit) for residential care accommodation and missing out on Centrelink concessions
- Not generating enough cashflow
This is where we can help. Advice isn’t just about superannuation and investments. Advice can help to show you how you can afford the care you need and provide clarity to understand how it all works.
Let Care Pathways WA assist you with navigating your aged care options.
How we can help you
Explore priorities and preferences
Assist family members to arrive at a mutually agreeable outcome
Understand costs of aged care
Provide you with an understanding of the costs to enter care, including ongoing fees
Identify range of aged care options
Provide you with an understanding of the range of aged care options and how they work
Access to aged care
Identify the steps required to access the correct type and level of care
The family home
Consider the role of the family home in funding entry fees
Consider Centrelink/Department of Veterans Affairs benefits and how they may be affected
Review your cash flow requirements
Guide you with your estate planning so it reflects yours and your family's wishes
How we got started
Janine initially assisted her (late) mother to enter residential care and was confused and overwhelmed by the system.
Since studying to become an Accredited Aged Care Professional (ACS)™ Janine has helped her father-in-law navigate selling his home and moving to a retirement village. Prior to this she supported her (late) mother-in-law when she entered respite care in a residential placement.
At the same time, she has aided her father to remain in his home and obtain assistance through a home care package.
Lyn is on a journey with four elderly parents at various stages of health and care needs.
Janine has experienced all facets of the aged care system with her aging parents and parents-in-law.