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Do you know what assets are included in your estate when you die?   Most people believe that when they die, everything they own forms part of their estate irrespective of how the asset may be held (owned). As you will discover, this is not always the case. ...
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In last year’s Federal Budget we saw a major five-year restructure plan for aged care, so it was not surprising to see no major changes this year. Instead, the government reconfirmed its commitment to the five-year plan. This article takes a quick look at the implications ...
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The common question when it comes to retirement is ‘how much is enough?’.   If only the answer was simple! But the fact is that the answer varies due to a range of factors, including your lifestyle aspirations, personal health and family commitments. But regard...
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Planning for the future – and all challenges it may bring – can help achieve quality of lifestyle as well as quality of care. A new year is underway, and while we are unsure what challenges COVID will send our way, we hope the future looks bright. One thing we do kn...
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Is it a scam?

January 14, 2022
Naturally, people aspire to get the most out of their investments, especially if a great opportunity is presented by a ‘trusted’ organisation. However, investment scams occur more often than you may think, highlighting the risk both self-directed investors and SMSF trust...
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Aged care seems expensive, and comes at a time when your finances may be dwindling. This might make you worry about whether you can afford to pay for care. In Australia, we are lucky that government subsidies can help with the costs, but you will have to jump through hoops t...
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As we approach the end of another year, many people will be looking forward to the festive season and the chance to slow down and catch up with family, particular older parents.  Busy lives and distant homes can make it easy to feel out of touch.  But this may be a...
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Living with dementia can be unsettling and frustrating, but independence and quality of life can still be achieved with the right support and a few changes....
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Did you think you would not qualify for the government subsidies on home care? Take another look - you might be surprised. ...
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The time may come when you need to make financial decisions on behalf of a parent as the Enduring Power of Attorney (EPoA). Is this an honour or a burden? It can be both, so the person taking on the role needs to understand both the legal obligations as well as family respon...
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